Payment Gateway for Platforms Without Vendor Lock-In
The Hidden Revenue Leak Platform Businesses Never See Coming Most platform businesses hand over millions in potential revenue without realising it. Every transaction that flows through your platform represents an opportunity you're likely giving away to external payment providers. Your customers need embedded payments, but traditional payment gateways force you to surrender control, data, and substantial revenue streams. PayFacLite® transforms UK platforms into payment facilitators without the traditional barriers. Our payment gateway for platforms enables you to own the entire payment experience whilst maintaining complete control over your sub-merchants and transaction data.
What You Lose by Outsourcing Your Payment Infrastructure
When you rely on external payment providers, you're not just paying processing fees. You're surrendering your most valuable business assets. Revenue Sharing That Never Ends**: External payment providers take a percentage of every transaction forever. A platform monthly typically loses 15,000 pounds-25,000 pounds in revenue sharing alone. That's 180,000 pounds-300,000 pounds annually going straight to someone else's bottom line.Customer Data Ownership**: Your payment provider owns the relationship with your sub-merchants. They hold the customer data, control the onboarding experience, and can change terms without your input. You become a middleman in your own business. Limited Control Over User Experience: External payment gateways force your customers through third-party interfaces. Your carefully crafted brand experience gets interrupted by someone else's payment flow, reducing conversion rates and customer satisfaction. : You're entirely dependent on another organisation's compliance programmes and risk management decisions. If they change their risk appetite or compliance requirements, your business adapts or loses customers. **Scale Limitations: Most payment providers aren't built for platform businesses. As you grow, you face increasing restrictions, higher fees, and more complex integration requirements that slow your expansion. PayFacLite eliminates these losses by putting you in complete control of your payment infrastructure whilst handling the complex regulatory and technical requirements behind the scenes.